Experience the fastest, most powerful Xbox ever. To enroll in the latter, you simply add it to your cart and buy it. All Access is a way to pay for a Microsoft gaming console over 24 monthly installments of $24.99. So if you enroll in Xbox All Access, youll actually end up saving around $63 versus purchasing the console and Xbox Game Pass Ultimate separately. This site may be compensated through the bank, credit card issuer, or other advertiser. Theyve also made enrolling in Xbox All Access extremely easy; its basically the same as purchasing a console with cash, the only difference being how much money youre charged and when. Joshua holds a Bachelor of Fine Arts in Creative Writing and has been exploring the world of video games for as long as he can remember. Well break it down bit by bit. Ive owned every Xbox since 2003. Does anyone know what the score requirements are? Everything you need for next-gen gaming Xbox All Access is your ultimate gaming bundle. Does the 24-month Xbox Game Pass Ultimate membership have to go to whoever bought Xbox All Access? As such, youre essentially getting $860 worth of goods for $840. Console Price: $499.99. Check back soon as were continuing to add more retailers. If you can't hit that cut . Thinking about getting a second system. If you have already made payments towards your Xbox All Access purchase, you will receive a check Partnering with RBC for All Access Xbox plan is a large slap to consumers I'd like to know how it came about that RBC was the chosen bank to create the Payplans for Xbox All Access. Xbox All Access is basically a credit loan you pay back over time. If you keep your Xbox All Access past 30 days, youre basically stuck with $34.99 monthly payments for two years. Score is 835, no marks on history, no other credit checks this year. Alternately, click "Start | All Programs | Microsoft Visio " to open the application, if it is closed. The catch is that when something goes wrong (in my case, the xbox never arrived(!!)) No credit check either all you need is a bank that they accept. For speaking inquiries, check out. 1 Home Entertainment Tech Resource. be returned within 30 days (or less, if the retailers return period is shorter). You can pay $80 up front and lease the Xbox. Finance a Series X on a new, 0% APR rewards card with a $150 signup bonus: ($500 + 8% tax) $150 = $390, 2. Typically, credit companies make their money by charging people interest if they dont pay their bills in full each month, and make extra money by charging administrative fees on top of that. to finance your new console plus Ultimate Game Pass than you would by purchasing those items separately. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Thanks to Microsofts cross-gen support itll play many next-gen. to pay $906.94 total over two years. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I think my credit score is 802. According to Microsoft, you can return your Xbox All Access subscription to the retail store where you purchased it for a full refund of the payments youve made, but only within the retail stores return window (typically 30 days). This payment plan, while optional, has raised a lot of questions for those looking to pick up the Xbox Series X or Xbox Series S when preorders go live on September 22, 2020. What happens to my current ultimate subscription? Your rate depends on your creditworthiness. Checking your eligibility won't affect your credit score. But how are you going to justify a $299 or $499 purchase on a tight budget? Xbox Series X On Xbox All Access. You can also get Game Pass access promotions with certain games and hardware. Xbox Velocity Architecture: Experience next-gen speed and . It is a total disaster and I have wasted hours on trying to figure this out. You can go ahead and apply for the program now via Walmart, while there are still Xbox Series X consoles in stock. This site may be compensated through the bank, credit card issuer, or other advertiser. NY 10036. Xbox All Access includes the console plus 24 months of Xbox Game Pass Ultimate which itself has received an impressive next-gen upgrade. From that perspective, Xbox All Access is a good deal. FIND A RETAILER PLAY VIDEO GET AN XBOX CONSOLE For physical series x and Xbox one games what version of the game is on the disc? Xbox was DOA. If you have high debt then the hit will be bigger, but 800$ or whatever the All Access is shouldnt hurt you all that much. New comments cannot be posted and votes cannot be cast. Game Pass Ultimate, NASA astronaut snaps 'absolutely unreal' photo of auroras surrounding Earth, Xbox Series X may enhance Xbox 360, OG Xbox games too, Xbox Series X's Smart Delivery may let you custom install games, Xbox Series X games are 'unlike anything you've ever seen before', Microsoft: Xbox Series X's real magic is hardware and software synergy, Xbox Series X 4K 60FPS made possible by Zen 2 CPU, says 3D Realms dev, Xbox Series X enhancement patches will upgrade current-gen games. Your credit score could also take a hit if that happens. Will my credit be impacted when I apply for financing for my Xbox All Access purchase? More Information: Xbox All Access: Get an Xbox Series S and Xbox game Pass Ultimate (sold separately), including over 100 high-quality games, with no upfront cost. *Savings: based on Estimated Retail Price of Xbox Series S console and full price of 24 months of monthly Ultimate subscription sold separately; actual savings may I also love Ultimate Game Pass. Now that we've gotten that out of the way, let's talk about whether or not Xbox All Access is worth doing. Xbox Game Pass Ultimate: 24-month subscription; game catalog varies over time, by region, by device. "Let them call me renegade, I don't care!" Thankfully, Microsoft has quite a bit of availability when it comes to eligible countries and retailers, and heres a full list of what theyve released thus far: All in all, Xbox All Access is a great deal for those who dont mind making a monthly payment and have a decent credit score. The payment plan will also include a credit check, which will impact your credit. Enroll with ease Qualify and enjoy low monthly payments, with nothing due today^ 3. (You can also use Xbox All Access to get an Xbox Series S, but Series S consoles have generally been easy to find standalone, so I dont know if All Access is necessarily worthwhile. In all three cases, you might consider purchasing an Xbox One X instead of the Series X. xbox.com/gamepass. Xbox All Access Financing and Citizens One Line of Credit Questions Well I was fully planning on staying in the Garden Club for a year, but Microsoft just announced details on the Xbox Series X and some improvements to Game Pass.both are included for a nice subscription price of $35 per month, for 24 months. I am going to assume theres a hard hit which is ok. to Xbox Game Pass Ultimate, Xbox Live Gold and other Game Pass memberships cannot be unconverted. xbox series X My credit score is like 700 but still got rejected. Even AAA titles like Starfield and S.T.A.L.K.E.R. With no upfront cost, Xbox All Access has everything you need to experience next-gen gaming. To enroll in the latter, you simply add it to your cart and buy it. You're browsing the GameFAQs Message Boards as a guest. Basically, all three parties involved: Walmart, Liftforward and Citizens, point to each other and nobody takes responsibility for the customer. There are. No All-Access participating retailers seem to suggest there's perpetually reserved stock. Xbox Series X, stutter/frame rate issue and most troubleshooting attempted. You will be unable to redeem Microsoft's Xbox All Access program opens new flexible access points for consumers who don't have $499 or $299 to drop on a new Xbox. The Xbox Series X console or Xbox . cheaper ways of enjoying Xbox, which Ill elaborate on in my personal take below. If you dont need those options, you can buy a cheaper Xbox-only Game Pass subscription. interesting, that would work for me. Visit a participating retailer online or in store to join Xbox All Access today. But does it also show on your credit profile that a new account was opened as a line of credit? Europe's busiest forums, with independent news and expert reviews, for TVs, Home Cinema, Hi-Fi, Movies, Gaming, Tech and more. Once Microsoft started adding brand new, $70 AAA titles to the mix UGP instantly became the best deal in gaming. I like the idea of paying 35 a month and getting game pass for 2 years. Citizens One has no fees, but late payments may be reported to the. Assassin's Creed Odyssey or Valhalla? Xbox All Access can save you money in the long run, but only if you plan to buy Xbox Game Pass Ultimate anyway. If its like the current access plan you get a gift card for the two years that you just add onto your current plan when you have a year or less left. I've a 577 with $7300 in collections and they approved me. So its not a good idea right before you apply for a big loan, like an auto loan or a mortgage. I can afford to pay off up to $600 (50-60/week) in 3 months so it really depends on you. like most are saying, you will take a hit initially. Didn't find much DPs on Citizens One Line of Credit so thought I would post this. They're banking on making more money and hooking you on game pass permanently instead of you just buying the console and not subscribing to game pass. Derek is absorbed with the intersection of technology and gaming, and is always looking forward to new advancements. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page. How do I redeem Xbox Game Pass Ultimate? User Generated Content Disclaimer: The comments below each article are not provided or commissioned by the bank advertiser. Pay in 4 interest-free installments over 6 weeks, 1 with no fees when paid on time. Parmo-Head 1 yr . What else does it include? If you redeemed the 24-month Xbox Game Pass Ultimate membership prior to returning your Xbox All Access purchase, the 24-months of Xbox All Access Ultimate will be removed from your account at time of return. Anyone who has this program already and know this, I would appreciate an insight. Citizens One will hit your credit to determine your terms, Your credit will initially drop when you close the account, and then rise thereafter, Late payments will be reported to credit bureaus and typically affect your credit score, Prompt on-time payments will boost your credit, Series X retail $499 + $360 (24 mo. This has been one of the most asked questions when it comes to the new payment plan options provided by Microsoft for the Xbox Series X and Xbox Series S. The answer is yes, and in most cases, buying a new Xbox using the payment plan will actually save you a little money, too. This particular line of credit comes exclusively through Citizens One, who require a separate application. We've crunched some numbers to see if Xbox All Access is actually worth it or not. A good credit score in Canada is any score between 713 and 900. Credit scores in Canada range between 300 and 900. * Prices last scanned on 3/3/2023 at 10:31 pm CST - prices may not be accurate, click links above for the latest price. CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. At the moment, you can still buy 12 month digital access codes for Xbox Gold. While were always looking for new ways to give gamers the best value and choice, right now you cant add other items such as Xbox accessories or extended warranties to be included in your Xbox All Access monthly payment at this time. Things will really gear up with Project xCloud. Complete upgrade purchase: Purchase Xbox Series X or Xbox Series S with Xbox All Access at Best Buy (subject to availability). While it has an excellent library of games, those games rotate in and out frequently, meaning you might be better off just buying the games you want outright. We cannot emphasize this enough, Xbox All Access is a contract and missing payments could negatively affect your credit score. Loan Payoff Calculator: How Quickly Can You Repay Your Loan? Of course, a lot of this analysis sidesteps one important issue: right now, its nearly impossible to get an Xbox Series X without Xbox All Access, and relatively easy to get an Xbox Series X with it. JavaScript is disabled. Came in the mail 2 or 3 days later. Do I own the Xbox console purchased with Xbox All Access? Xbox Game Pass Ultimate membership, and will be added to your Xbox Game Pass Ultimate membership up to a maximum of 36 months. There are five distinct categories that your credit score could fall into, ranging from poor to excellent. Considering that my last Xbox One X went and died a few months after the one year warranty was up despite not seeing heavy use, I would caution that it may be worth using a credit card with an extended warranty benefit over financing. Sony A95L QD-OLED, X95L MINI LED And Full BRAVIA Range For 2023 (In-Depth Interview). Explore rich new worlds with 12 teraflops of raw graphic processing power, DirectX ray tracing, a custom SSD, and 4K gaming.*. Yet, I get declined for an Xbox with 2 years of Ultimate? Its worth noting too that Xbox All Access, like other financing opportunities, is subject to a credit approval of 630 and above. with more than 12 prepaid months of Xbox Game Pass Ultimate because an account can only have a maximum of 36 months at any time. If youre already an Xbox Game Pass Ultimate member with a prepaid balance of less than 12 months, your current Ultimate time will stack with the 24 months of Ultimate that is included with Xbox All Access. Source: Microsoft (Image credit: Source: Microsoft). If you go over 90 days you will have to pay over $1100 in a 12 month period. Fifteen times 24 equals $360. Yes! However, theres an alternative to the blink-and-youll-miss-it restock madness, and its called Xbox All Access. will cost you money in interest. Xbox All Access provides a new console plus 24 months of games and multiplayer for a simple monthly price. In most cases youre going to save money on two years of Game Pass Ultimate and access to one of the most powerful Xbox consoles ever created. Select an Xbox console. and our Note, once your existing Citizens Bank will have you on the hook for the next two years, and a lot can happen in that time. It's all there. 3. Play together with friends and join the greatest community of gamers on the most advanced multiplayer network. We may earn an affiliate commission. Microsoft is not extending credit and does not determine credit terms or eligibility. Hunting for Xbox Series X restocks right now is, charitably, an absolute nightmare. Citizens Financial says they are only the financing provider and cannot help (although I believe the woman I spoke with truly wanted to help and has documented the situation for when we end of having to fight over the monthly payments). Its not a huge discount, but the important thing is that Citizens Bank isnt overcharging you, either. Heres how it works: You apply for a line of credit with Citizens Bank, much like you would for a credit card. Starfield, Redfall, Forza, Fable, and Ukrainian-developed S.T.A.L.K.E.R. Can additional items be added to my Xbox All Access purchase for a low monthly price? For a better experience, please enable JavaScript in your browser before proceeding. How it works: Qualify for Affirm financing and enjoy . Microsoft has also added EA Play to Xbox Game Pass. Small drop at first followed by an increase if you pay on time etc. Their only solution was a refund and take your chances on getting another one when/if they come back in stock. Source: eBay listing by seller esquared2018. Plus, play new games on day one so you never miss out. Personally, I would feel more comfortable buying a console outright, even if it meant I had to wait a few more months to get my hands on one. Tom's Guide is part of Future US Inc, an international media group and leading digital publisher. Microsoft is basically bundling together your hardware and your software into one monthly fee to make next-gen gaming a bit friendlier to the average budget than asking $500 for a console plus $60-$70 per game. Charging customers less than retail price for two (admittedly expensive) products doesnt seem as profitable as charging them more after the fact. Re: Xbox All Access Financing and Citizens One Line of Credit Questions. The biggest reason to avoid Xbox All Access, however, is that 24 months of Xbox Game Pass Ultimate at full price is incredibly expensive, and potentially unnecessary. From the limited DPs I read this appears to be a . General Disclaimer: See the online credit card application for details about terms and conditions. He hopes to one day explore the stars in No Man's Sky with the magic of VR. Instead of paying hundreds all at once, consumers pay in monthly installments across a 24 month term. Swedish financial technology company Klarna is handling the credit payment process for the Xbox Series X and S All Access Packages in the UK, a bundle that allows customers to purchase a. It started in 2018, after the . Signup for a Free Account. Even in a pandemic-stricken economy, $35 per month isnt a horrible price to pay. If you want an Xbox Series S, you can get one at GameStop for $300 (opens in new tab) right now.). Get instant access to over 100 top-quality games for PC, console and online multiplayer. Apply and qualify for low monthly payments with PayPlan by RBC, with no upfront cost. Thats a $59 savings, which you can then use to buy a new game that youve been looking forward to. Complete your Xbox All Access upgrade in four easy steps: 1. Get it as soon as Wed, Aug 3. Here are the savings and prices for the Xbox Series X in the US with Xbox All Access: Monthly Cost: $34.99. Included are MSRP rates for the Xbox Series S ($299) and Xbox Series X ($499) as well as the month-by-month cost of Xbox Game Pass Ultimate ($15 a month, $180 a year, $360 every 2 years). Check back soon as were continuing to add more retailers. Having a good credit score can help you qualify for financial products at lower interest rates. Now, lets do a little math. As Microsofts most powerful last-gen. console, the Xbox One X makes a compelling case for itself in a few ways: The Xbox One X already plays many of the best Xbox games in native 4K and/or 60 frames per second. Microsoft says you can pay as low as $35 a month for an Xbox Series X, and. use the arrow keys to navigate through the pivots and tab to focus on focusable content inside a pivot section. I did it to get one for my son's Christmas. You can pay $80 up front and lease the Xbox. Payment through Affirm is provided by these lending partners. All of this is by careful design and this is just the beginning of Microsoft's evolved push. The pros and cons of getting an Xbox Series X on Xbox All Access. Make the most of every gaming minute with Quick Resume, lightning-fast load times, and gameplay of up to 120 FPS all powered by Xbox Velocity Architecture. Press question mark to learn the rest of the keyboard shortcuts. There are always tons of sellers offering them, and you can sometimes find one-month codes for as little as $3. "Somewhere beyond right and wrong, there is a garden. As such, if you fail to pay the full amount after 24 months, Citizens Bank can (and most likely will) start tacking on as much interest and as many administrative fees as it can get away with. Even if you sell your hardware, youll have to keep paying $35 each month for a console and gaming subscription you no longer have. Powered by Xenforo, Hosted by Nimbus Hosting, Original design Critical Media Ltd. The purchase is subject to the retailers return policy. Advertiser Disclosure: The offers that appear on this site are from companies from which MoneyUnder30 receives compensation. Start right away Your Xbox Game Pass Ultimate membership will be waiting for you on your new console Includes 24 months of Xbox Game Pass Ultimate The following criteria will be used to determine eligibility for upgrade purchase: You must have an existing Citizens Pay Line of Credit for Xbox All Access . After hours, you can find him practicing taekwondo or doing deep dives on classic sci-fi. Josh Hawkins posted a new article, Xbox All Access payment plan explained - Xbox Series X, Xbox Series S. So strange to see a payment plan that's cheaper than buying up front, but I'll probably hunt for deals on the hardware and game pass. However, it makes much more financial sense to just purchase the $499 console upfront and buy some Ultimate Game Pass codes on eBay. If you pay it off with in 90 days you only owe for the face value + $80. First and foremost, the Citizens Bank line of credit is not nearly as punishing as a traditional credit card would be. If you pay it off with in 90 days you only owe for the face value + $80. Ultimate also offers downloadable games on PC, as well as streaming games for Android and iOS. As Microsofts most powerful last-genconsole, the Xbox One X makes a compelling case for itself in a few ways: Enrolling in Xbox All Access only makes sense if youre 100% certain youll want Ultimate Game Pass for the next 24 months. Getting Xbox All Access requires you to first be approved for a line of credit. until the remaining balance for your Xbox All Access purchase is paid in full, even if your Xbox console is not working. 1 drawback to Xbox All Access is that it locks you into paying (essentially) full price for 24 months of Ultimate Game Pass. Over 50% will have a definite negative impact on a credit score, and a maxed-out card will very negatively impact the score." Somone said it was a pre approval thoigh so I'll look into it more. In case you're not familiar with it, Xbox All Access is essentially a financing option, but for a game console rather than a bigger purchase, such as a car or a house. It's financing, which requires a credit check. Can I combine Xbox All Access with any other promotional offers? Microsoft will still let you finance your new Xbox Series X or Xbox Series S with $0 down and 0% APR. 2 games that would otherwise cost you $70 to buy on release day are launching on Game Pass. Whats the catch? will. The no. https://www.verizon.com/gaming/xbox-all-access/. Privacy Policy. My credit score was about 820 at time of approval. Do you often feel that expansions and DLC release way too late? Press question mark to learn the rest of the keyboard shortcuts. Visit a participating retailer online or in store to join Xbox All Access today. I want to get the XBSX on Xbox All Access. Not sure where you stand? https://www.citizensbank.com/xaa He enjoys everything from large-scale RPGs to small, bite-size indie gems and everything in between. Membership conversion: your existing Xbox Live Gold, EA Play, and Xbox Game Pass membership(s) will automatically convert to Ultimate at a conversion ratio, learn more You can try out and play a wide variety of games you don't have to go out and buy or borrow. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Total payment amount from $599.76; taxes, shipping, and other charges are extra and may vary (estimated retail price with Xbox Series S console; prices will vary by console and retailer). This Line of Credit offers you a fixed interest rate of 0% APR for 24 months. With Xbox All Access, you are purchasing the console and the entire 24-month Xbox Game Pass Ultimate membership from the retailer at the time of purchase. Initially your credit score may lower slightly, but the finance should help to increase it overall if anything. You can use All Access to purchase Xbox Series X or Series S hardware. Was purchasing a treadmill through Sole, got pre-approved via a SP for a $3,000 LOC 12 months 0% APR and accepted it. New York, Play hundreds of games with Game Pass Ultimate on a brand-new console. Xbox Game Pass Ultimate memberships are limited to 36 months. Power your dreams - Xbox Series X, the fastest, most powerful Xbox ever. There's a lot of variables, but the short answer is yes, it's worth it for the Series S if you can get the best possible rate and plan to buy Game Pass Ultimate anyway. In the US, Xbox All access finance is provided by Citizens One, so you need to open a Citizens One Line of Credit. Please see a participating retailer for more information regarding financing for Xbox All Access. ^ With no upfront cost, Xbox All Access has everything you need to experience next-gen gaming. As you set up your new console, youll be prompted to redeem the Digital Direct offers that come with it. Balance Transfer Calculator: How much can you save? Simply subscribing at full price each month is not the most cost-effective way to join. Just dont get something you cant afford within the 90 days otherwise you are paying out the ass. References to products, offers, and rates from third party sites often change. Xbox All Access is a relatively new program from Microsoft that lets you make monthly payments on a new console over the course of two years. Heres how it works. There's no hard credit check, which means your credit report won't be affected. The duration of the Warranty remains the same regardless of length of financing. The bank pays Best Buy and you pay the bank. What happens to my Xbox Game Pass Ultimate membership if I return my Xbox All Access purchase? All-Digital and Disc-Free: Go all-digital and enjoy disc-free, next-gen gaming with the smallest Xbox console ever made. So I am thinking about grabbing an Xbox this year and was intrigued by the all access program. You will not incur any additional costs if you miss the $35 monthly payment for any of the 24 months in the contract. For $35 per month, youre guaranteed an Xbox Series X and, as I write this, it has been in stock at Walmart (opens in new tab) for the better part of a day. Chris helps people under 30 prosper - both financially and emotionally. If you do some more research its actually quite a rip off with how much you pay for everything after said and done. Pay with ease. This means that some of the best games from EAs history, including Titanfall, Mass Effect, Battlefield, and Fifa have joined Game Pass as well as future titles. It's cool to see Microsoft offering some different ways for users to get their hands on the latest generation of Xbox consoles with a plan that isnt designed to gouge your bank account with high interest fees. If youve been playing your Xbox One for years and youre just ready for next-gen and everything it has to offer, Xbox All Access makes sense for you. why guess would be minimum 600's but with a decent length of history for ID verification purposes. XBOX ALL ACCESS Your all-inclusive pass to Xbox Get an Xbox Series X or Xbox Series S console, plus 24 months of Xbox Game Pass Ultimate for one low monthly price. Save $59.99 with Xbox All Access 2. How does my score get impacted if I pay it off early, if its possible at all? Azure Free Account - includes 1 year of free services and $200 credit for the 1st month. When you visit a participating retailer, you can expect the following steps to join Xbox All Access. Theyll need to verify your Xbox All Access account, console serial number and Citizens Pay Line of Credit Account offered by Citizens Bank, N.A. Plus, play new games on day one so you never miss out. Ill sometimes buy a one-month code if theres a new game I want to play that I know I can beat in a month, like Halo Infinite. Xbox All Access is an exclusive, standalone and cant be combined with other offers, such as temporary price reductions or trade-ins, unless specifically stated. So I was looking into the Xbox all access thing, and then I realized that it's based on a credit check. Is There a Better Alternative to Xbox All Access? At participating retailers; estimated retail prices and vary by console. Available at participating retailers, who act as credit intermediaries. Credit Cards Best Credit Cards The best credit cards of 2022 Best Rewards Credit Cards Best Cash Back Credit Cards Best Travel Rewards Credit Cards Best Balance Transfer Credit Cards Best Sign-Up Bonus Credit Cards Best Credit Cards For Young Adults Best Credit Cards For College Students Best By Credit Score The S makes sense if you have no interest in buying, selling, or trading physical copies of games, and you either lack the interest or dont have a TV capable of playing games in true 4K. Enjoy new games on day one from Bethesda Softworks, Xbox Game Studios, indie studios, and more. You get immediate access to new and one-day video game releases too. XBOX ALL ACCESS Your all-inclusive pass to Xbox Get an Xbox Series X or Xbox Series S console, plus 24 months of Xbox Game Pass Ultimate, from 20.99/mo. While I dont want to be too cynical, credit companies generally make money by charging interest and fees. Thats absolute eons in next-gen console restock terms. Does "guaranteed" mean you get one when new stock is available and new stock is reserved for existing All-Access members who have not yet ordered? Read on to find out whether you should apply for All Access, or hold out for a more traditional restock. The Xbox Series X and Xbox Series S offer a nice package for gamers looking to get into next-gen gaming, and the Xbox All Access payment plan makes it even easier to jump right in. Reddit and its partners use cookies and similar technologies to provide you with a better experience. How To Pay Medical Bills You Cant Afford, Auto Loan Interest Calculator: Monthly Payment & Total Cost. No extra cost: compared to Estimated Retail Price of console and full price of monthly Ultimate subscription purchased separately.
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